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Ferratum Bank Kampagnekodes & Verified Offers for September 2026

Browse 29 manually checked Ferratum Bank Rabatkodes for September 2026, including Kampagnekodes, current discounts and exclusive deals. Expired offers are removed regularly.

Ferratum Bank offers 0 coupon codes and 29 deals as of September 2026. Today's top offer: Loyalty Discount on Subsequent Online Lån. Codes are verified and updated daily.

15%
OFF
Loyalty Discount on Subsequent Online Lån

Existing customers may qualify for a loyalty discount on their next online lån. This is for repeat borrowers.

Free Trial
Interest-Free Month for New Users

First-time borrowers receive an entire month without interest charges. This welcome bonus helps reduce initial costs.

40%
OFF
Januar Offer: First Loan Interest-Free

During Januar, new customers can get their first loan with no interest. This applies for the first 30 days.

20%
OFF
First 30 Days Free on Lån Uden Sikkerhed

Borrowers of lån uden sikkerhed can enjoy the first 30 days without interest. This applies to new customer applications.

50%
OFF
Flexible Kredit with First Month Interest-Free

New flexible kredit accounts get their first month interest-free. This applies to qualifying new applications.

45%
OFF
Waived Initial Withdrawal Fee on Kassekredit

The fee for your first withdrawal from a kassekredit is waived. This applies to new account holders.

25%
OFF
No Setup Fee on Ferratum Kredit Applications

Apply for a Ferratum Kredit and avoid any initial setup fees. This offer applies automatically to new credit line requests.

40%
OFF
30 Days Interest-Free on New Fleksibel Kredit

Get a fleksibel kredit with no interest for the first 30 days. This applies to eligible new credit lines.

40%
OFF
New Customer Benefit: Interest-Free Credit Up To 30 Days

Eligible new customers can access credit with no interest for up to 30 days. This applies to initial applications.

25%
OFF
No Origination Fee for New SMS Lån

New SMS lån applications come with no origination fee. This benefit is automatically applied.

20%
OFF
Campaign Offer on Online Lån

Specific online lån products feature special campaign terms. Check for current promotional benefits.

45%
OFF
First Mikrolån With No Application Fee

Apply for your first mikrolån and pay no application fee. This offer is for new customers.

45%
OFF
Reduced Rate for December Applications

Applications made in December may qualify for a reduced interest rate. This is a seasonal campaign.

30%
OFF
Reduced Debitorrente on Select Akut Lån

Certain akut lån applications feature a reduced debitorrente. This promotional rate is applied automatically.

15%
OFF
SMS Lån with No Application Fee

Some SMS lån applications come with no fee for the initial application process. This helps reduce upfront expenses.

40%
OFF
Free Credit Assessment for All Applicants

All loan applicants receive a complimentary credit assessment. There is no charge for this service.

50%
OFF
Loyalty Discount for Existing Customers

Existing Ferratum Bank customers may receive a loyalitetsrabat on new credit products. This is an offer for returning users.

Free Gift
Lån til Uforudsete Udgifter with Zero Fees

Certain lån til uforudsete udgifter applications come with no initial fees. This applies for a limited time.

20%
OFF
Welcome Bonus for New Mikrolån Applicants

New applicants for a mikrolån receive a special welcome bonus. This offer is automatically added upon approval.

15%
OFF
Reduced Interest Rates on Forbrugslån

Some forbrugslån applications may qualify for a nedsat debitorrente. This campaign offer is for select borrowers.

30%
OFF
Initial Credit Ramme Setup Fee Waived

The setup fee for establishing a new kreditramme is waived. This applies to all new credit accounts.

50%
OFF
June Promotion: First 30 Days Interest-Free

For the month of June, new loans come with 30 days interest-free. This offer is for new customers.

Free Trial
Interest-Free Month for New Forbrugslån

Secure a new forbrugslån and receive an interest-free period for the first month. This benefit is for new customers.

35%
OFF
Zero Setup Fee on Ferratum Kredit

Apply for a Ferratum Kredit and pay no initial setup fee. This benefit is automatically applied to qualifying new credit lines.

35%
OFF
December Deal: Waived Processing Fee on Loans

Throughout December, new loan applications have no processing fee. This applies to eligible new applications.

35%
OFF
Hurtiglån with Waived Setup Charges

New hurtiglån applications are currently waiving the standard setup charges. This is part of a promotional period.

Free Gift
Interest-Free Period on Lån Til Uforudsete Udgifter

Receive an interest-free period when taking out a lån til uforudsete udgifter. This applies to new borrowers.

30%
OFF
Welcome Bonus for New Credit Accounts

New credit accounts receive a special welcome bonus. This can include an interest-free period or fee waiver.

40%
OFF
Mikrolån with Reduced Initial Costs

Apply for a mikrolån with lower initial associated costs. This promotion aims to help new borrowers.

Customer Reviews

4.5
Average Rating
8
Total Reviews
Rosa Lindqvist
★★★★★
2 months ago

Reliable for flexible credit

I've used Ferratum for a flexible credit line a few times now, and they're consistently reliable. This time, I needed an akut lån and the experience was just as good as before. The application is always quick, and the payout speed is what keeps me coming back. It's nice to know what to expect.

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Noor
★★★★☆
2 months ago

Fast and easy process

Applied for a 'mikrolån'. The application was simple. Money arrived very fast, same day. Good for 'lån til uforudsete udgifter'.

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Mia M.
★★★★★
2 months ago

Absolutely fantastic experience!

Oh my goodness, I just had to share how amazing my experience with Ferratum was! I applied for a hurtiglån and everything was just so incredibly fast and easy. The 'ingen oprettelsesgebyr' was such a pleasant surprise, it made a real difference. I will absolutely, positively be using them again for any future needs. I'm telling everyone I know about this great service!

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Neil
★★★★★
2 months ago

Easy to use

I needed some extra cash for a sudden expense, so I tried Ferratum. Applied for a forbrugslån. It was actually super easy to do online, way simpler than I thought it would be. Got the money pretty fast, which was great. No weird stuff or confusing forms, just a smooth process overall.

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Nina
★★★★☆
2 months ago

Mostly positive, quick funds

I applied for a lån uden sikkerhed when I needed some funds quickly. The application was very easy, and the money came through faster than I expected, which was a big plus. The interest-free period for new customers was definitely a good incentive. My only minor gripe was that the online portal could be a little more intuitive to navigate, but once I figured it out, it was fine. Overall, a solid service for what it offers.

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Dana R.
★★★★☆
3 months ago

Good for quick cash, some fees

I used Ferratum for a 'forbrugslån' last month when I had some unexpected car repairs. The application process for the 'online lån' was pretty straightforward and fast, which was what I needed. I got approval within an hour and the money was in my account the same day, which was great. The interest rate on my 'kassekredit' wasn't the lowest I've seen, and there was a small setup fee I didn't initially factor in. Customer service answered my question about repayment options quickly. Overall, it got the job done for my 'akut lån', but I'd suggest checking all the fees before committing.

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Nick Okafor
★★★★★
3 months ago

Decent loan, first month free

I needed a quick 'hurtiglån' and Ferratum came up. I was looking for the 'første lån gratis' deal and they had it for the 'kreditramme' I applied for. It definitely saved me some money since I only needed it for a short period. The application was really fast, I think it was less than 15 minutes to get approved for the 'lån med hurtig udbetaling'. Money was deposited quickly. It felt like good value for money because of that interest-free month.

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Renee N.
★★★★☆
3 months ago

Good first loan offer

I was looking for a quick loan without much hassle. The 'første lån gratis' offer for Ferratum Kredit really caught my eye. It felt like a solid deal for a first-time user. The process was straightforward, and I appreciated not having to pay interest for the first month. It definitely felt like good value for what I needed.

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Ferratum Bank Community Discussion

Share tips, ask questions & help fellow shoppers save more

R
Renee Whitfield
1 month ago

Is it safe to use Ferratum Bank for a loan? Like, is it a legitimate bank or just some online thing?

D Daisy 1 month ago
They're a real bank, yeah. I've used them a couple of times, no issues with security or anything.
5
D Daisy Lindqvist 1 month ago
Definitely legit. They're a proper bank, not just some random online lender. Your info should be safe.
6
7 Responses (2)
N
Neil Nguyen
2 months ago

Do they ever give out actual coupon codes? Or is it more like, the deal is just there when you apply?

F Faith K. 2 months ago
Mostly it's automatic. Like, the interest-free month just gets applied. I've never seen a coupon code to type in.
6
S Steve L. 2 months ago
Nah, not really codes. It's usually just special terms they offer, or sometimes they email existing customers with something specific. Don't expect a typical discount code.
6
7 Responses (2)
O
Omar
1 month ago

What's the deal with their interest rates? Is it super high for these kinds of quick loans or is it competitive?

A Amber 1 month ago
It varies a lot depending on your credit, but I found it pretty standard for unsecured loans. Not insanely low, but not outrageous either.
0
W Wendy 1 month ago
You gotta check the specific terms when you apply, it's not a fixed rate for everyone. It's usually clear what you're getting into.
6
6 Responses (2)
J
Julia C.
1 month ago

I'm looking for a loan but I've got an RKI entry. Does Ferratum still lend to people on RKI or is it a no-go?

C Cleo M. 1 month ago
Nah, pretty sure they don't. Most places won't touch you with an RKI entry, it's a big red flag for them.
4
K Kevin 1 month ago
They probably check. It's a bank, after all, gotta follow the rules. Your best bet is to just try applying and see what happens, but don't hold your breath.
1
6 Responses (2)
R
Ryan Patel
2 months ago

Anyone know if you can still get a loan if you're on the RKI register? Or are they super strict about that?

D David Romero 2 months ago
Nah, pretty sure they don't lend if you're on RKI. Most places won't, it's a standard thing.
5
N Noor 2 months ago
Pretty sure no, I looked into it and their policy seems to align with most other lenders in Denmark regarding RKI.
1
6 Responses (2)

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